Symmetry Financial Blog

The process of obtaining a mortgage in Ireland can be a stressful one – and even more so for those applying for a self-employed mortgage. Because a self-employed individual is faced with unique challenges when planning their ascent up the property ladder, they must...

With the cost of living in this country continuing on an upward trajectory, the benefits of switching mortgages have become increasingly prominent. For many homeowners, the decision to switch can seem daunting, but the financial advantages that go hand in hand with...

Second-time buyers in Ireland are faced with a unique set of opportunities and challenges when embarking on a journey towards securing a property. Unlike first-time homeowners, those hopping on the next rung of the property ladder often enter the market with a...

Anyone new to the property investment game will undoubtedly be overjoyed to meet their new best friend: the buy-to-let mortgage advisor. Negotiating the intricacies of buy-to-let mortgages can be overwhelming, and an advisor with specific expertise in this field will...

The current housing market for first-time buyers under thirty in this country is characterised by high demand, limited supply and unaffordable property prices, which is why mortgage schemes in Ireland are providing some welcome support. These government-backed...

Many first-time buyers across Ireland, who are attempting to overcome the hurdle of soaring house prices, are debating the same topic: the merits of two schemes -  Help to Buy Scheme vs First Home Scheme. With the ascending cost of property making it increasingly...

Navigating the maze of mortgage options can be daunting, especially when deciding between a fixed-rate or variable-rate mortgage. Given that a mortgage is likely the largest financial commitment you'll encounter and the cornerstone of your monthly expenses, it's...

While stepping onto the property ladder is an exciting journey, it's important to be aware of the hidden costs for first-time buyers that can often be overlooked. From solicitor’s fees to stamp duty, these extra expenses quickly add up, necessitating an additional...

Navigating the complex world of home buying is a challenge, but with help from a mortgage broker, this journey becomes clearer and more manageable. The benefits of a mortgage broker are clear - they are not just an advisor but a partner in your home-buying journey,...

First-time buyers in Ireland will be no strangers to the excitement of the home-buying process. From finding or building a dream home to that rush of adrenaline when the words “sale agreed” are uttered, it is one of the most momentous times in a person’s life....

The decision to switch mortgage provider is a crucial one – and timing plays a pivotal role. Opting to leap to a different provider at the right moment can lead to significant savings in the long run. In fact, according to the Central Bank of Ireland, three in five...

One of the most crucial decisions that home buyers embarking on their journey towards homeownership can make, is the choice between approaching a mortgage broker or going directly to the lender. Because obtaining a mortgage is such a significant step, this is not a...

Paying off your mortgage early is a dream for many homeowners. It may take a lot of hard work and discipline to achieve such a significant goal, but with careful planning and a strategic approach, it is possible to make this dream a reality. In this article, we...

We’re all feeling the pinch as we navigate this cost of living crisis, so finding ways to reduce outgoings wherever possible is key, and opting for switching mortgages is one surefire way to make substantial savings. Those that decide to jump ship to a different...