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Switching Your Mortgage
Time To Switch & Save On Your Mortgage?
Switching your mortgage provider at the right time can lower your monthly repayments and save you thousands over the life of the mortgage. Our mortgage brokers are here to make sure you always have the best rate.
Speak to us now about our NO FEE* service on 01 683 1673 or click below to schedule an appointment with one of our team.
Excellent service!! Highly recommended!!
I used their service for
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I used their service for securing mortgage for our first home. The Mortgage advisor assigned to me (Mr Kanwar) was very pleasant person to deal with. Extremely professional and helpful. The mortgage application process is not easy specially for first time buyers, but I must say Symmetry Financial Management are really great at this. I am very happy with their service and would highly recommend to anyone who is seeking a mortgage. They Guarantee the best rates & deal available in the market. You just provide them with the required document and they take care of everything for you.
Krunal Soni
If I could rate 10 stars I would!..
If I could rate Jonathan
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If I could rate Jonathan and the team in Symmetry 10 stars I would!!! I’ve never experienced better customer service from a company, which was hugely reassuring during our mortgage application. Jonathan and Gemma were extremely supportive throughout the whole process. I know from speaking to others about our application experience Symmetry went above and beyond by comparison to other providers. If you’re considering a mortgage application you’ll be in excellent hands with the team at Symmetry.
Stephanie Duffy
Extremely happy with the service provided…
This was my first time
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This was my first time using a broker for a mortgage. Having dealt directly with banks in the past I would only use a broker now. Mark and Gemma helped us through every stage of the process from advising us what our options were to helping organise valuations and insurance. They were extremely responsive and only a phonecall or email away whenever we had questions or doubts. They kept us informed of every stage as we progressed through the application and right up to draw down. Extremely happy with the service provided, would highly recommend.
Logan McLain
I would definitely recommend…
Kanwar Singh helped me throughout
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Kanwar Singh helped me throughout the process in getting the mortgage for my house. He was very helpful and guided me at each step. There was no delay from his end. It helped a lot. I would definitely recommend him. Thanks.
Boopathy Sambasivam
I couldn’t recommend them enough…
I was recommended symmetry and
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I was recommended symmetry and Mark Solon’s services 3 years ago. I gave mark a call 2 years ago regarding my mortgage application. He told me exactly what I needed to do over the next two years as I had just setup a company and started working for myself. Two years later I called Mark and we started the mortgage application. It went through no problem and Mark and his team were a pleasure to deal with. Always keeping us updated on where the process was at. I couldn’t recommend them enough. Thanks Mark!
Hugh O Daly
The whole process was completely streamlined…
We worked with Jonathan in
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We worked with Jonathan in Symmetry Financial Management for our recent first time buyer mortgage, based off a family member’s recommendation. Jonathan was hugely supportive and made what felt like an initially daunting task very manageable. We always felt we could approach Symmetry with queries, and were always responded to in a timely manner. The whole process was completely streamlined with Jonathan’s help and we are extremely grateful as we settle in to our new home!
Clare Bohan
I cannot recommend Symmetry Financial enough…
I cannot recommend Symmetry Financial
…
I cannot recommend Symmetry Financial enough. We were recommended this company through our solicitor and we’re so thankful that we were. Stephen Farrell was the most amazing person to deal with. He explained the process of our mortgage clearly and went through all our options with regards to products from different banks (FYI – Symmetry work with more banks than any of the other brokers we spoke to). Stephen got us a product that was perfect for us and helped speed up the process so that we didn’t miss the deadline for the sale too. He was also great when it came to getting us the perfect life insurance also. Honestly, do yourself a favour and chat to them. We were blown away with the service and we now have a home thanks to Stephen’s hard work and diligence.
Geoff Finan
They made the home-buying process seamless…
We had a fantastic experience
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We had a fantastic experience with Symmetry Financials and their mortgage advisor, Kanwar Singh, along with Gemma. They made the home-buying process seamless. Kanwar’s expertise and Gemma’s support were invaluable. I felt well-informed and confident throughout. I highly recommend Symmetry Financials for their exceptional service.
Albert Kokkandathil Lorance
It wouldn’t have happened without Jonathan…
I just received the keys
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I just received the keys to my new house, and I genuinely believe it wouldn’t have happened without Jonathan and his team’s help. A year ago, my fiancé and I approached Jonathan for mortgage advice, not anticipating the level of assistance we would receive from a broker. Jonathan was incredibly helpful, professional, and patient with us throughout the application stage. He maintained constant contact while we were house hunting, offering valuable support in handling inquiries and enhancing our understanding of what we could afford based on our finances. Ultimately, thanks to Jonathan, we secured our perfect house. His confidence gave us a morale boost when we least expected it. Based on our excellent experience with Jonathan and his team, I highly recommend their services.
Andre Fantin
Efficient, responsive, and insightful…
From the very beginning of
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From the very beginning of our interactions with Symmetry Financial, the team were efficient, responsive, and insightful. Our mortgage process went through quite a few twists and turns over the course of about a year, involving a multitude of revisions and worried phone calls and emails. Mark & Stephen always responded quickly and kindly, doing everything they could to get us the best deal and to move things along through the process. Couldn’t recommend Symmetry highly enough and we’re very grateful for the support we received from them.
Heather Burgess
Made the mortgage application process run really smoothly…
Jonathan Martin and the team
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Jonathan Martin and the team at Symmetry simplified everything for us, and made the mortgage application process run really smoothly. They were so helpful, efficient and communicative throughout that it drastically reduced the stress of buying a new home. We would highly recommend them to anyone who’s going for a mortgage or needs financial advice.
Read more “Made the mortgage application process run really smoothly…”
Lee O'Regan
A fantastic, ultra professional & personal service…
We couldn’t recommend Mark &
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We couldn’t recommend Mark & the mortgage team at Symmetry Financial highly enough. They offer a fantastic, ultra professional & personal service. Our case was not straight forward, but Mark & Danielle made the journey really very easy for us. Excellent service.
Read more “A fantastic, ultra professional & personal service…”
Cian Brennan
I have already got the keys of my house…
Normally I don’t write reviews.
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Normally I don’t write reviews. But this one I am writing it only because of the way Jonathan handled my case. I got his contact around September last year & this week; I have already got the keys of my house. Jonathan is exceptional Mortgage broker. He is very proactive, honest & responsive in his approach. Always providing advice in a timely manner with all the details. Without him, it would not be possible. Georgina was also very helpful and supported throughout the entire process. I would highly recommend Jonathan for any of your mortgage needs.
Durvijay Singh
So helpful and professional…
Jonathan, Danielle and the team
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Jonathan, Danielle and the team at Symmetry are so helpful and professional. Their expertise, advice and contacts were invaluable to us in the process of purchasing our new home. They offer an excellent service and I have no hesitation in recommending them to anyone in the market for a mortgage.
Ciara Devitt
Switching Mortgages
Switch and Save on Your Mortgage
At any point over a mortgage term, a homeowner may decide to switch mortgages. This is essentially the process of moving an existing loan to another lender, in pursuit of better interest rates, more flexible term conditions, attractive incentives such as cashback, and more.
There are many aspects you need to look at before you decide to switch your mortgage. Our team at Symmetry Financial Management is here to help you discover what options are available to you, which option best suits your needs, and to make the entire process as easy as possible.
For instance, we will look at all of the points below to assess your financial situation to help you to see if switching your mortgage is the right choice, and which option best suits your needs:
- Your Loan-To-Value ratio
- The outstanding balance of your mortgage
- Your current mortgage rate
- Whether or not you are in negative equity
- Your remaining mortgage term
- Your current mortgage repayments
- Whether or not you meet the criteria of the banks
- The bank's switching policy
- Your credit rating
Once you know where you stand, and what options are available to you, deciding to switch is a straight forward process. Speak to one of our advisors today to get started and see how much you can save on your mortgage.
Some helpful articles:
The Benefits Of Switching Mortgages
Read more >
When Is The Best Time To Switch Mortgages?
Read more >
Tips For Switching Mortgages In Ireland
Read more >
Switching Mortgages
Why switch your mortgage provider?
The key benefits of switching mortgages are:
- Reduced interest rates: Lower monthly payments and long-term savings.
- Competitive market offers: Cashback incentives & favourable terms.
- Long-term financial relief: More funds for investments or lifestyle improvements.
The primary draw of switch your mortgage lies in the potential for reduced interest rates. By transitioning to a mortgage with a lower rate, homeowners can experience a substantial decrease in their monthly repayments.
This reduction not only eases existing financial pressure but can also contribute to long-term savings, freeing up funds for other investments or lifestyle enhancements.
Moreover, there are many competitive offers to be found in the current mortgage market in Ireland, including cashback incentives and other appealing terms.
These offers can provide both immediate financial relief and long-term benefits. For instance, a cashback offer might help in covering the costs associated with switching, or even fund home improvements.
Speak to us now about our NO FEE* service on 01 683 1673 or click below to book an appointment with one of our team.
Switching Mortgages
When Is The Best Time To Switch?
Our advisors can help you to decide on whether now is a good time for you to switch but some opportune times include:
Lower interest rates available
Switching to a new lender with a lower rate than you are currently on can lead to substantial savings on monthly payments and overall interest costs.
Our impartial mortgage brokers can help keep you informed of when new lower interest rates become available and can help you find the best rate on the market.
Your fixed-rate term is nearing its end
While an early exit from a fixed-rate mortgage may incur penalties, homeowners may avoid such costs by switching near the end of a fixed-rate term.
Moving providers at this stage can present an opportunity to reassess financial plans and take advantage of potentially better rates or more suitable terms.
Your home’s value has increased significantly
If the market value of your home has significantly increased since you first purchased it, this can positively impact the decision to switch mortgages.
With a higher property value, homeowners may qualify for more favourable mortgage conditions, lower interest rates and improved terms. Leveraging the equity in the home through a mortgage switch can provide opportunities for great savings.
Find The Best Time For You To Switch
Find out if it's the right time for you to switch about our NO FEE* service on 01 683 1673 or click below to book an appointment with one of our team.
Speak To A Mortgage Advisor
Impartial Mortgage Advice
Our impartial mortgage advisors are here to help find out when the best time is to switch and to make sure you have the best mortgage rates available always. We don't charge a fee* and there is no obligation to proceed. Just good advice, from a professional team that care.
Advice From Our Mortgage Brokers
Get the right mortgage, from the right lender, with the best rate on the market.
And with no broker fees* to pay for the service!
We're here to make the mortgage process simple!
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Get the right mortgage advice today
Whether you're a first-time buyer, buying to let, switching or moving, our team is here to provide you with the personal service and expertise you need to make the decisions that best support your financial goals.
And since we provide a no fee* service, there's no reason not to schedule an appointment today at a time & place that suits you!