Auto Enrolment Enquiry
Speak To Us Today
To speak with one of our team about auto enrolment, please fill in your details below and pick a time that suits.
Self Employed Mortgages
Tailored Mortgage Advice For The Self-Employed
Whether you’re a freelancer, sole trader, or company director, our mortgage advisors are here to help you get the best rate on your mortgage and guide you through the process, from start to finish.
Speak to us now about our NO FEE* service on 01 683 1673 or click below to schedule an appointment with one of our team.
So helpful and professional…
Jonathan, Danielle and the team
…
Jonathan, Danielle and the team at Symmetry are so helpful and professional. Their expertise, advice and contacts were invaluable to us in the process of purchasing our new home. They offer an excellent service and I have no hesitation in recommending them to anyone in the market for a mortgage.
Ciara Devitt
I would definitely recommend…
Kanwar Singh helped me throughout
…
Kanwar Singh helped me throughout the process in getting the mortgage for my house. He was very helpful and guided me at each step. There was no delay from his end. It helped a lot. I would definitely recommend him. Thanks.
Boopathy Sambasivam
Extremely happy with the service provided…
This was my first time
…
This was my first time using a broker for a mortgage. Having dealt directly with banks in the past I would only use a broker now. Mark and Gemma helped us through every stage of the process from advising us what our options were to helping organise valuations and insurance. They were extremely responsive and only a phonecall or email away whenever we had questions or doubts. They kept us informed of every stage as we progressed through the application and right up to draw down. Extremely happy with the service provided, would highly recommend.
Logan McLain
Excellent service!! Highly recommended!!
I used their service for
…
I used their service for securing mortgage for our first home. The Mortgage advisor assigned to me (Mr Kanwar) was very pleasant person to deal with. Extremely professional and helpful. The mortgage application process is not easy specially for first time buyers, but I must say Symmetry Financial Management are really great at this. I am very happy with their service and would highly recommend to anyone who is seeking a mortgage. They Guarantee the best rates & deal available in the market. You just provide them with the required document and they take care of everything for you.
Krunal Soni
The whole process was completely streamlined…
We worked with Jonathan in
…
We worked with Jonathan in Symmetry Financial Management for our recent first time buyer mortgage, based off a family member’s recommendation. Jonathan was hugely supportive and made what felt like an initially daunting task very manageable. We always felt we could approach Symmetry with queries, and were always responded to in a timely manner. The whole process was completely streamlined with Jonathan’s help and we are extremely grateful as we settle in to our new home!
Clare Bohan
If I could rate 10 stars I would!..
If I could rate Jonathan
…
If I could rate Jonathan and the team in Symmetry 10 stars I would!!! I’ve never experienced better customer service from a company, which was hugely reassuring during our mortgage application. Jonathan and Gemma were extremely supportive throughout the whole process. I know from speaking to others about our application experience Symmetry went above and beyond by comparison to other providers. If you’re considering a mortgage application you’ll be in excellent hands with the team at Symmetry.
Stephanie Duffy
I couldn’t recommend them enough…
I was recommended symmetry and
…
I was recommended symmetry and Mark Solon’s services 3 years ago. I gave mark a call 2 years ago regarding my mortgage application. He told me exactly what I needed to do over the next two years as I had just setup a company and started working for myself. Two years later I called Mark and we started the mortgage application. It went through no problem and Mark and his team were a pleasure to deal with. Always keeping us updated on where the process was at. I couldn’t recommend them enough. Thanks Mark!
Hugh O Daly
A fantastic, ultra professional & personal service…
We couldn’t recommend Mark &
…
We couldn’t recommend Mark & the mortgage team at Symmetry Financial highly enough. They offer a fantastic, ultra professional & personal service. Our case was not straight forward, but Mark & Danielle made the journey really very easy for us. Excellent service.
Read more “A fantastic, ultra professional & personal service…”
Cian Brennan
It wouldn’t have happened without Jonathan…
I just received the keys
…
I just received the keys to my new house, and I genuinely believe it wouldn’t have happened without Jonathan and his team’s help. A year ago, my fiancé and I approached Jonathan for mortgage advice, not anticipating the level of assistance we would receive from a broker. Jonathan was incredibly helpful, professional, and patient with us throughout the application stage. He maintained constant contact while we were house hunting, offering valuable support in handling inquiries and enhancing our understanding of what we could afford based on our finances. Ultimately, thanks to Jonathan, we secured our perfect house. His confidence gave us a morale boost when we least expected it. Based on our excellent experience with Jonathan and his team, I highly recommend their services.
Andre Fantin
Efficient, responsive, and insightful…
From the very beginning of
…
From the very beginning of our interactions with Symmetry Financial, the team were efficient, responsive, and insightful. Our mortgage process went through quite a few twists and turns over the course of about a year, involving a multitude of revisions and worried phone calls and emails. Mark & Stephen always responded quickly and kindly, doing everything they could to get us the best deal and to move things along through the process. Couldn’t recommend Symmetry highly enough and we’re very grateful for the support we received from them.
Heather Burgess
They made the home-buying process seamless…
We had a fantastic experience
…
We had a fantastic experience with Symmetry Financials and their mortgage advisor, Kanwar Singh, along with Gemma. They made the home-buying process seamless. Kanwar’s expertise and Gemma’s support were invaluable. I felt well-informed and confident throughout. I highly recommend Symmetry Financials for their exceptional service.
Albert Kokkandathil Lorance
I have already got the keys of my house…
Normally I don’t write reviews.
…
Normally I don’t write reviews. But this one I am writing it only because of the way Jonathan handled my case. I got his contact around September last year & this week; I have already got the keys of my house. Jonathan is exceptional Mortgage broker. He is very proactive, honest & responsive in his approach. Always providing advice in a timely manner with all the details. Without him, it would not be possible. Georgina was also very helpful and supported throughout the entire process. I would highly recommend Jonathan for any of your mortgage needs.
Durvijay Singh
I cannot recommend Symmetry Financial enough…
I cannot recommend Symmetry Financial
…
I cannot recommend Symmetry Financial enough. We were recommended this company through our solicitor and we’re so thankful that we were. Stephen Farrell was the most amazing person to deal with. He explained the process of our mortgage clearly and went through all our options with regards to products from different banks (FYI – Symmetry work with more banks than any of the other brokers we spoke to). Stephen got us a product that was perfect for us and helped speed up the process so that we didn’t miss the deadline for the sale too. He was also great when it came to getting us the perfect life insurance also. Honestly, do yourself a favour and chat to them. We were blown away with the service and we now have a home thanks to Stephen’s hard work and diligence.
Geoff Finan
Made the mortgage application process run really smoothly…
Jonathan Martin and the team
…
Jonathan Martin and the team at Symmetry simplified everything for us, and made the mortgage application process run really smoothly. They were so helpful, efficient and communicative throughout that it drastically reduced the stress of buying a new home. We would highly recommend them to anyone who’s going for a mortgage or needs financial advice.
Read more “Made the mortgage application process run really smoothly…”
Lee O'Regan
Self Employed Mortgages
Getting A Mortgage When You Work For Yourself
Obtaining a mortgage in Ireland can be stressful, particularly for self-employed individuals. But we're here to help!
Self-employed individuals are faced with unique challenges when when it comes to getting a mortgage. Our experienced team have a thorough understanding of all of the obstacles you are likely to encounter and know how to help you to overcome them.
Income Stability
For self-employed professionals, the key to a successful mortgage application lies in demonstrating income stability.
It’s no secret that lenders scrutinise financial histories with a fine-tooth comb. This is to ensure a prospective buyer will have the ability to maintain consistent earnings and uninterrupted mortgage repayments. Self-employed applicants are typically required to hand over certain essential documentation to prove this, including:
- 2 to 3 years of certified and audited accounts
- Tax Clearance Certificates and Revenue Notices of Assessment
- Six to twelve months of personal and business bank statements, including the statements for any business credit card accounts
This is to help overcome lender perceptions that self-employed individuals as higher-risk applicants due to the variable nature of their income.
Because of this, self-employed applicants needs to present a comprehensive financial portrait and one that showcases reliability and long-term stability.
Tailored Mortgage Advice
The value of expert guidance should not be underestimated in the context of self-employed mortgages. Our mortgage advisors can take a significant amount of stress from the situation, helping you with everything from the collation of documents to identifying the most suitable mortgage products and strategies to enhance the success of an application.
Speak to us now about our NO FEE* service on 01 683 1673 or click below to book an appointment with one of our team.
Some helpful articles:
Applying For A Self-Employed Mortgage
Read more >
Mortgage Challenges for the Self-Employed
Read more >
Webinar: Self-Employed Mortgages
Watch now >
Webinar
What you need to know about self employed mortgages
This short, informative webinar walks you through the intricate details of how to get a mortgage in Ireland if you are:
- Self employed;
- A sole trader (solicitor, accountant, plumber, electrician etc);
- A major shareholder of a company (over 20%);
- A contractor for an umbrella company (PAYE or Director structure); or
- Working for yourself in some other capacity
Getting a mortgage as a self employed individual is a more technical process than it is for a PAYE employee and this short webinar should help you to get a grasp on what you need to know before seeking a mortgage.
Speak To A Mortgage Advisor
Impartial Mortgage Advice
Our impartial mortgage advisors are here to help guide you through the entire process and to make sure you get the best mortgage rate on the market. We don't charge a fee* and there is no obligation to proceed. Just good advice, from a professional team that care.
Advice From Our Mortgage Brokers
Get the right mortgage, from the right lender, with the best rate on the market.
And with no broker fees* to pay for the service!
We're here to make the mortgage process simple!
Visit CCPC for more information.
BOOK A CONSULTATION
Get the right mortgage advice today
Whether you're a first-time buyer, buying to let, switching or moving, our team is here to provide you with the personal service and expertise you need to make the decisions that best support your financial goals.
And since we provide a no fee* service, there's no reason not to schedule an appointment today at a time & place that suits you!