Symmetry Financial Blog

Mortgage Blog & Financial Planning Tips

Check out our latest financial planning and mortgage blog articles, designed to help you understand and plan for your financial goals.

The Hidden Costs of Buying a Home

The Hidden Costs of Buying a Home

It is no secret that buying a home is a costly process. From saving for a deposit to budgeting for the monthly mortgage repayments – not to mention the expense of fixtures, fittings and furniture – it is likely to be the most expensive purchase you will ever make. But...

What Is The Help To Buy Scheme For First-time Buyers?

What Is The Help To Buy Scheme For First-time Buyers?

For many first-time buyers, the prospect of securing their very own home is a daunting one. Understandably so, considering it is likely to be the biggest financial investment you will ever make in your lifetime. Saving for such a momentous milestone can be an arduous...

Why And How To Switch Your Mortgage

Why And How To Switch Your Mortgage

The joy and excitement that goes hand in hand with becoming a homeowner can quickly begin to mellow when the reality of a lengthy mortgage term sets in. Whether large or small, your monthly mortgage repayment is likely to make the biggest dent in your pocket over the...

Top Tips For Saving For Your Mortgage Deposit

Top Tips For Saving For Your Mortgage Deposit

Setting out on a lengthy journey can feel like a painstaking task, but it will always be worthwhile when you reach your fabulous destination. The same can be said for saving those hard-earned cents for your mortgage deposit. Most first-time buyers will feel a pang or...

What Are Mortgage Exemptions And Can I Get One?

What Are Mortgage Exemptions And Can I Get One?

Navigating the ins and outs of a mortgage application can leave even the most organised among us feeling bothered and bewildered. From minimum deposits and income requirements, to first-time versus second-time buyer rules and regulations, it’s a mortgage minefield out...

How To Release Equity From Your Home For Home Improvements

How To Release Equity From Your Home For Home Improvements

Now that we are spending the vast majority of our time at home, many homeowners are considering a redecorating or remodelling project to make the most of the space they so frequently occupy. The good news is that rather than taking out a hefty personal loan to achieve...

How the Mortgage Process Works, Step By Step

How the Mortgage Process Works, Step By Step

Purchasing your new home can be very exciting but also overwhelming – there are many factors to consider such as how much you can borrow, what rate you can get, and how to move forward with the mortgage. There is a lot that must be done to get through this process,...

How To Compare Mortgage Rates

How To Compare Mortgage Rates

Trying to figure out what the best mortgage rate is for you? This article will walk you through variable rate, fixed rate and split mortgages and show you how you can compare mortgage rates to get the best deal for you. What Types of Mortgage Rates Are There? Variable...

How Much Can I Borrow To Buy A Home?

How Much Can I Borrow To Buy A Home?

Purchasing your home can be very exciting but it can also be overwhelming – there are many factors to consider such as how much you can borrow, what rate you can get, and how to move forward with your mortgage. This article is designed to help you outline how much you...

Savings and Investment Tips For Any Age

Savings and Investment Tips For Any Age

The 2 strategies for boosting your savings and investments are: increasing your income; and cutting your spending. Here are 9 savings and investment tips that can help you with these, regardless of your age or financial circumstance. 1. Pay Yourself First Put aside...