Auto Enrolment Enquiry
Speak To Us Today
To speak with one of our team about auto enrolment, please fill in your details below and pick a time that suits.
info@symmetryfinancial.ie
Symmetry Financial Blog
Mortgage Blog & Financial Planning Tips
Check out our latest financial planning and mortgage blog articles, designed to help you understand and plan for your financial goals.
The First Home Scheme: Break Out Of The Rental Cycle
For many people in Ireland, breaking out of the rental cycle seems like an impossible dream — however, there are schemes available that can help make it a reality. The Help to Buy Scheme is a popular option, but in this article, we will be focusing on the First Home...
The Help To Buy Scheme Has Been Extended Until 2024
In the 2023 Budget, it was announced that the Help to Buy Scheme will now be extended until the end of 2024, meaning that thousands more people will be able to buy their first home. In this article, we explain what the Help to Buy Scheme is, who qualifies for it and...
How To Protect Your Retirement Savings During Inflation
As a series of global economic, social and political crises rage on, researchers from the Economic and Social Research Institute (ESRI) now forecast inflation to average 8.1% in 2022 and 6.8% in 2023. This represents an almost 40-year high, which is worrying for...
All You Need To Know About Green Mortgages
If you are looking to buy or build an energy-efficient home — or to improve your home’s current energy rating — then you may have considered the idea of green mortgages. But what exactly is a green mortgage? How do you avail of one and what are the benefits? To help,...
The Essential Checklist When Viewing A House To Buy
Viewing a house is a major milestone in the process of getting a mortgage, but there is still a long way to go and many potential pitfalls to avoid. There’s a whole spectrum of emotions involved—from excitement to downright confusion—and it’s easy to get overwhelmed,...
What Are Green Investments And How Do They Work?
In this article, we explore green investments, a form of socially responsible investing that supports environmentally friendly business practices. We are living through a challenging period right now, with stories of inflation, geopolitical tensions and societal...
How To Win A Bidding War
When you’re buying a house, the last thing you want to happen is to get stuck in a bidding war. It’s easy to get carried away and end up going way over your budget, or missing out on your dream home and having to start back at square one. Unfortunately, we are...
What Are Mortgage Exceptions And Can I Get One?
Getting approved for a mortgage can seem like an impossible task, especially for first-time buyers who just want to get a foot on the ladder. There is a seemingly never-ending maze of rules and regulations to wade through, as well as challenges posed by inflation, the...
A Mortgage Guide For Foreign Nationals In Ireland
Ireland is a melting pot of different nationalities and cultures, with thousands of people choosing to settle down and build a life here every year. It has one of the fastest-growing economies in Europe, which makes it a very popular option for foreign nationals...
Ten Questions To Ask When Buying A House
Buying a house is a complex journey that looks different for everyone, depending on their priorities, budget, and a whole host of other factors. It can involve a kaleidoscope of emotions, ranging from excitement and suspense to disappointment, joy, and everything in...
7 Tips For Dealing With Inflation In 2022
It’s safe to say that the 2020s have been a turbulent decade so far. Inflation is at an all-time high due to a perfect storm of contributing factors, including pandemic-related supply chain issues, the war in Ukraine, rising energy costs, and continual post-Brexit...
The Ramifications Of Giving Your Children Financial Gifts
As a parent, there is no greater joy than helping our children realise their goals in life. Their ambition may be to secure a deposit on their first home or perhaps pay off a student loan that has been holding them back for many years. Whatever their goals look like,...
What Insurance Do I Need To Buy A House?
Making moves towards buying your first home is a complex process. From figuring out how much you have to work with to where you want to live – not to mention organising the paperwork required to submit your mortgage application in the first place – there is a lot to...
Reducing Your Tax Bill With Pension Contributions
Thinking of reducing your tax bill? Well, maybe it's time to consider some smart pension planning! Pension planning is something many of us don’t start thinking about until we get older. In the heyday of our twenties and thirties, we have so much going on that...
How To Save Money By Switching Your Mortgage
Getting a mortgage is often perceived as a long and arduous process, with endless emails, phone calls, and documents to fill out. Once you’ve signed the last bit of paper and you finally have the keys to your new home, switching mortgage providers is likely to be the...
8 Common Mortgage Myths Debunked
The process of getting a mortgage can be confusing and overwhelming, but many of the perceived barriers are a result of misinformation, half-truths and outright lies. In this article we look at common mortgage myths debunked by impartial mortgage brokers, helping you...
What Happens To My Pension When I Die?
Most people don’t like thinking about death, much less talking about it! Doing so forces us to imagine leaving our loved ones behind – a thought that makes us deeply uncomfortable, but recent world events have many people asking the question – "What happens to my...
Top Tips For The 6 Crucial Months Before Your Mortgage Application
In spite of a global pandemic and the cost of property rising sharply since its onset, mortgage drawdowns jumped by 40.9% in the third quarter of 2021 versus the previous year. While this may be positive news for those beginning the search for their very own home, it...
The Circumstances Required For Early Pension Access
For many people, retirement is very much a distant notion that is given very little consideration as they climb the career ladder while building a home, a family and a comfortable lifestyle. However, with recent headlines detailing the future impact of our increasing...
9 Common Mistakes That Could Prevent You From Getting A Mortgage
As life experiences go, getting approved for a mortgage is up there as one of the big ones. It is an event that leads to joy, excitement and a huge sense of achievement when you finally receive the keys to your very first home, but it can also be fraught with pitfalls...
