Symmetry Financial Blog

Mortgage Blog & Financial Planning Tips

Check out our latest financial planning and mortgage blog articles, designed to help you understand and plan for your financial goals.

How To Avoid Mortgage Delays In Ireland

How To Avoid Mortgage Delays In Ireland

With Ireland’s housing sector frantically scrambling to meet current and future demand, those navigating the homebuying process at present are wondering how to avoid mortgage delays in the interest of speedily securing a roof over their heads. Obtaining a mortgage in...

The Importance Of Approval In Principle For Getting A Mortgage

The Importance Of Approval In Principle For Getting A Mortgage

If you are a first-time buyer embarking on the journey towards homeownership, it’s important to understand that obtaining mortgage approval in principle (AIP) is a crucial step in this process. In this article, we delve into the significance of AIP, its benefits, and...

Equity Release In Ireland: What You Need To Know

Equity Release In Ireland: What You Need To Know

Why has equity release in Ireland been a hot topic for some time now? Well, more homeowners are now exploring ways to leverage the value of their homes for various financial needs. Essentially, as the property market grows in this country, equity release is becoming...

How To Pay Off Your Mortgage Early In Ireland

How To Pay Off Your Mortgage Early In Ireland

If you’re researching ways to pay off your mortgage early, you’re not alone. Getting rid of one of life’s biggest debts at the earliest possible time is unsurprisingly an appealing goal for many homeowners in Ireland. Not only can it relieve the financial pressure of...

Tips For Bidding On A House As A First-Time Buyer

Tips For Bidding On A House As A First-Time Buyer

Bidding on a house as a first-time buyer is a daunting experience – especially given Ireland’s competitive housing market. For anyone new to the experience of mortgage applications, house viewings and all that goes hand in hand with purchasing a home, the process of...

How The Mortgage Process Works In Ireland

How The Mortgage Process Works In Ireland

If you are considering making your first move onto the property ladder, you have no doubt already begun to research how the mortgage process works in Ireland. While the journey can seem daunting at the outset, understanding the steps involved and seeking the guidance...

Additional Costs When Purchasing A Home

Additional Costs When Purchasing A Home

When planning the purchase of a first property, homebuyers naturally tend to focus on the mortgage approval process, saving for a deposit and considering budget and location; but what about the additional costs when purchasing a home? It’s easy to overlook these...

How To Get Approved For A Mortgage

How To Get Approved For A Mortgage

Purchasing a first home is a moment many individuals, couples and families dream about, and it can be realised by understanding one very important process: how to get approved for a mortgage. For first-time buyers, understanding the criteria needed to secure a...

First-Time Buyers: How To Make The Right Offer On A House

First-Time Buyers: How To Make The Right Offer On A House

If you’re a first-time buyer in Ireland wondering how to make the right offer on a house, you are not alone. First-time buyer mortgage approvals reached record highs last year, with 30,508 FTBs given the go-ahead by the end of October. With so much competition, it’s...

The Pros & Cons Of The First Home Scheme In Ireland

The Pros & Cons Of The First Home Scheme In Ireland

The First Home Scheme in Ireland is an initiative aimed at helping first-time buyers to gain a foothold on the property ladder. It also provides financial support to applicants in other categories who may find themselves restarting their journey towards homeownership....

The Benefits Of Green Mortgages For Homebuyers In Ireland

The Benefits Of Green Mortgages For Homebuyers In Ireland

As environmental awareness increases and corporations come under pressure to demonstrate a commitment to sustainability, the benefits of green mortgages have emerged as an innovative response to incentivise and reward greater energy efficiency within Ireland’s housing...

5 Benefits Of The Help To Buy Scheme For First-Time Homebuyers

5 Benefits Of The Help To Buy Scheme For First-Time Homebuyers

Exploring the benefits of the Help to Buy Scheme can be a game-changer for many individuals and couples hoping to purchase their dream home in Ireland. Designed to ease the financial burden of securing a deposit for a new property, this government incentive makes it...

Winning A Bidding War As A First-Time Buyer

Winning A Bidding War As A First-Time Buyer

Given the current state of the property market in Ireland, winning a bidding war as a first-time buyer might feel like an impossible task. However, with mortgage approvals for this cohort rising to a record level of 30,508 for the year, up to the end of October 2023,...

7 Essential Qualities Of The Best Financial Advisors

7 Essential Qualities Of The Best Financial Advisors

For young professionals, first-time investors, and individuals nearing retirement who may be on a quest for some guidance regarding their finances, seeking the expertise of the best financial advisors around is a wise move. At Symmetry Financial Management, we take...

Everything You Need To Know About Credit Ratings And Mortgages

Everything You Need To Know About Credit Ratings And Mortgages

Getting to grips with the ins and outs of credit ratings and mortgages is essential for individuals in Ireland with dreams of owning their own home. Understanding the impact that credit history has on mortgage prospects is a vital part of this process. Whether you're...

Applying For A Self-Employed Mortgage In Ireland

Applying For A Self-Employed Mortgage In Ireland

The process of obtaining a mortgage in Ireland can be a stressful one – and even more so for those applying for a self-employed mortgage. Because a self-employed individual is faced with unique challenges when planning their ascent up the property ladder, they must...

The Benefits Of Switching Mortgages

The Benefits Of Switching Mortgages

With the cost of living in this country continuing on an upward trajectory, the benefits of switching mortgages have become increasingly prominent. For many homeowners, the decision to switch can seem daunting, but the financial advantages that go hand in hand with...