Symmetry Financial Blog

For first-time buyers in Dublin, navigating the mortgage market can be a challenging task. As of 2024, the capital was named as Ireland’s largest mortgage market, accounting for 31.3% of overall home purchase mortgages. Notably, however, 40% of this Dublin-based...

When and why should homeowners switch mortgage in Ireland? This is a question we get asked a lot by clients, many of whom are looking to save money following a rise in inflation in recent years. For many Irish households living through this cost-of-living crisis, the...

In an environment where fixed rates have dominated the mortgage market for years, Avant Money has launched an innovative new option: the Avant Flex Mortgage. It’s a product that combines the best of fixed, variable and tracker mortgages, offering transparency,...

If you’re a first-time buyer in Ireland wondering how to apply for the First Home Scheme (FHS), you’re not alone. Many prospective homeowners may have heard of this scheme through word of mouth, but are uncertain about their eligibility or how to begin the application...

Finding a trustworthy mortgage advisor in Dublin can be the key to success in securing your dream home within a challenging housing market. A reputable advisor with in-depth local knowledge can match you with the most suitable lenders and products, increasing your...

Since its introduction in 2017, the Help to Buy Scheme for first-time buyers has made a big financial difference to a lot of people. According to data released in November 2024, the incentive has assisted almost 52,000 individuals or couples with buying their own...

If you’re in the process of pursuing a mortgage, you may be asking a couple of key questions: What is a mortgage advisor, and do you need to work with one to secure your ideal property? While working with a mortgage advisor is more of a personal choice than a...

If you’re on a quest to find and purchase your very first home, you likely have some common mortgage questions you want answered. Fortunately, you’ve come to the right place! In this article, we answer the top 10 questions on first-time buyers’ minds as they take...

Securing mortgage pre-approval in Ireland is an incredibly exciting experience for first-time buyers. It marks a significant step on the journey towards homeownership, one that clarifies your borrowing capacity and enables you to make a confident offer on your ideal...

If you are a first-time buyer in Ireland or if you’re considering upsizing to a more spacious home, and you happen to also be your own boss, it’s time to seek self-employed mortgage advice. While the journey to homeownership can be slightly more complicated for those...

As a first-time buyer, are you aware of the hidden costs of buying a home? If the answer is no, you’re not alone! Many aspiring homeowners delving into the mortgage process for the first time are well-versed in the “big ticket” requirements for obtaining a mortgage,...

Navigating the mortgage process in Ireland can seem daunting, especially for first-time buyers. Purchasing a home is one of the most important undertakings in a person’s life, so it’s only natural that mortgage applicants want to ensure the journey is as smooth and...

Do you find that common mortgage myths are holding you back from exploring your options as a potential homeowner? If so, it’s time to verify the facts! There are plenty of misconceptions surrounding mortgages that can be off-putting to first-time buyers, but the good...

Obtaining a first-time buyer’s mortgage is one of life’s biggest milestones - one that comes with a mix of excitement and apprehension. To avoid the latter taking over and limit unnecessary anxiety, it’s vital to develop a clear understanding of the process so that...

If you’re an aspiring homeowner researching the government initiatives available to you, chances are you’ve been wondering about the costs of the First Home Scheme (FHS). Much like the Help to Buy Scheme, this incentive was designed to bridge the funding gap for...

Looking for mortgage advice in Dublin? You’ve come to the right place! Here at Symmetry Financial Management, we know that embarking on the home-buying process in Dublin is a significant and often costly milestone. Pair this with the complexities of the mortgage...