Property Through Pension

A key feature of self-administered pension arrangements is your ability to identify and acquire specific property investments.

Advantages to purchasing through your pension

  • You can decide the property you would like to purchase
  • The property can be residential or commercial
  • You have control over every part of your pension including all contribution and investment choices
  • Income tax relief on contributions made to fund the purchase are at the higher rate of tax
  • There is no income tax on the rental income and no Capital Gains Tax (CGT) on the eventual sale of the property
  • On retirement, you can take 25% of the value of the pension fund as a lump sum, of which €200,000 is tax free