Public Sector Pension Scheme

The majority of pension Schemes in the public service are Defined Benefit schemes – the pension benefits are specified or defined in the rules of the scheme. Thus the scheme member should know the calculation formula which will determine the level of benefits due at retirement. Furthermore, public service schemes pre 2013 are Final Salary defined benefit schemes – the benefits formula are based on the level of pensionable pay at retirement. This changed with the introduction of the Single Public Service Pension Scheme on 1st January 2013. The Single Pension Scheme is based on a career averaging model, which means that your retirement benefits are based on a % of your pensionable earnings throughout your public service career as a member of the Scheme

Given the complexities of pension calculations, there are various Pension Modeller calculators available. These Modellers are a useful tool in assisting you as you review your pension entitlements.

The following are links to the main calculators available based on when you started or re-entered public service.

Pre 6th April 1995

Click here 

6th April 1995 – 31st March 2004

Click here

1st April 2004 – 31st December 2012

Click here

1st January 2013

Click here

Teachers Pension modeller

Click here

Nurses Pension modeller

Click here

Prison Officers Pension Modeller:

Pre 6th April 1995

Click here

6th April 1995 – 31st March 2004

Click here

1st April 2004

Click here

This is a very brief overview for general information purposes. It is not a legal interpretation of any individual pension scheme. For specific queries on your own pension entitlement, you should contact the Personnel Unit of your organisat