Switching your mortgage

There are many things to look at before you switch your mortgage and Symmetry Financial Management are here to help you discover if this is the best option for you and to make it as easy as possible.

We will look at all the points below to help you see if switching your mortgage is the best option for you:

  • Your Loan to Value ratio
  • Outstanding balance of your mortgage
  • Current mortgage rate
  • Whether you are in negative equity
  • Your remaining mortgage term
  • Your current mortgage repayments
  • Whether you meet the criteria of the banks
  • The banks switching policy
  • Your credit rating