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Symmetry Financial Blog
Mortgage Blog & Financial Planning Tips
Check out our latest financial planning and mortgage blog articles, designed to help you understand and plan for your financial goals.
How To Save Money By Switching Your Mortgage
Getting a mortgage is often perceived as a long and arduous process, with endless emails, phone calls, and documents to fill out. Once you’ve signed the last bit of paper and you finally have the keys to your new home, switching mortgage providers is likely to be the...
8 Common Mortgage Myths Debunked
The process of getting a mortgage can be confusing and overwhelming, but many of the perceived barriers are a result of misinformation, half-truths and outright lies. In this article we look at common mortgage myths debunked by impartial mortgage brokers, helping you...
What Happens To My Pension When I Die?
Most people don’t like thinking about death, much less talking about it! Doing so forces us to imagine leaving our loved ones behind – a thought that makes us deeply uncomfortable, but recent world events have many people asking the question – "What happens to my...
Top Tips For The 6 Crucial Months Before Your Mortgage Application
In spite of a global pandemic and the cost of property rising sharply since its onset, mortgage drawdowns jumped by 40.9% in the third quarter of 2021 versus the previous year. While this may be positive news for those beginning the search for their very own home, it...
The Circumstances Required For Early Pension Access
For many people, retirement is very much a distant notion that is given very little consideration as they climb the career ladder while building a home, a family and a comfortable lifestyle. However, with recent headlines detailing the future impact of our increasing...
9 Common Mistakes That Could Prevent You From Getting A Mortgage
As life experiences go, getting approved for a mortgage is up there as one of the big ones. It is an event that leads to joy, excitement and a huge sense of achievement when you finally receive the keys to your very first home, but it can also be fraught with pitfalls...
Top Tips For Early Retirement
For those on the cusp of retirement as the COVID crisis hit, it couldn’t have come at a worse time. A combination of waning investment returns and an unstable jobs market meant that both their saving ability and capacity in the final months and years of their working...
Getting A Mortgage Post-COVID: Restarting The Mortgage Process After The PUP
Navigating the mortgage process can be a daunting, nail-biting process for first-time buyers. Once you throw a global pandemic into the mix, the experience comes with a whole new set of challenges. In a survey conducted by Bank of Ireland towards the end of 2020, 48%...
The Help To Buy Scheme Has Been Extended Into 2022 – Here’s What You Need To Know
The COVID-19 pandemic has caused house prices to soar in Ireland, creating a stressful situation for those eagerly waiting to hop on the property ladder. And it could be further exacerbated by expert forecasts that suggest the hike in property costs is unlikely to...
What You Need To Know About Investing In Cryptocurrency
Whether you’re a seasoned investor or someone with little to no knowledge of how stocks, shares and other similar assets function, you are undoubtedly aware of the hype surrounding cryptocurrency. The popularity of these digital currencies has been unprecedented since...
Tips For Saving For A New Child
Adding to your family is a joyful and life-changing experience, but it is also an expensive one. From nappies and clothing to a buggy with more features than your own car, these little bundles of joy create unlimited extra costs that will suddenly become integrated...
Bidding Strategies For First-Time Buyers in Ireland
There are a lot of firsts associated with being a first-time buyer. The first viewing you go to, your first experience navigating the ins and outs of the mortgage process, the first time you feel that wave of excitement when you find just what you were looking for in...
The Power Of Time: Planning Your Pension In Your 20s
When you’re embracing the carefree world of your 20s, retirement feels like a lifetime away. For many with intentions of settling down a little later in life, this period is all about fun and adventure, rather than making investments towards your golden years. But...
6 Things You Need To Know Before Applying For A Mortgage
Since the onset of the COVID-19 pandemic, house prices in Ireland have continued to soar. In spite of this, more first-time buyers than ever are finding their feet on the property ladder. Figures from August 2021 show that close to 4,572 mortgages were approved during...
Leaving A Financial Legacy: Top Tips For Leaving An Inheritance For Your Family
Whether you’re a spouse, a parent, a grandparent or anything in between, guaranteeing the financial security of your nearest and dearest after you’re gone is a pressing commitment. A great way to facilitate this goal, and to ensure personal peace of mind in the...
Employee Group Schemes: Why You Should Be Providing Group Schemes For Your Employees
Good staff are hard to come by, which is why attracting talented new recruits and retaining current team members is of utmost importance to employers. Both of these goals can be achieved by companies that provide tailored group schemes for their employees. What are...
Shoring Up Your Retirement Fund: What Are AVCs?
As retirement approaches, it is a natural process to begin planning how you will use the nest egg you spent so long saving for. Adventures to far-off lands, midweek trips around Ireland and home improvements may be top of the list, but all of these plans can come with...
Mortgage Challenges for the Self-Employed
You may be a freelance worker, trade person or contractor or perhaps you’re the owner or director of a company. All of these positions fall under the “self-employed” label and if you find yourself in this category, then certain caveats will present themselves when it...
Understanding Your Credit Report
Apply for loan, get loan, repay loan. This seems like a relatively straightforward process for most people with any experience of borrowing from a lending institution and one that the majority of the population will likely have carried out numerous times. But what...
Why Use A Mortgage Broker?
Knowledgeable and professional advice is the most valuable tool you can have to hand as you prepare to invest in your first home. Those that opt to navigate the process alone are faced with a number of issues that could be alleviated with the help of a broker. The...
